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Our Solutions

Individual & Family Solutions

Through our personalized and professional "life planning" process, we work with you to develop a plan that helps you pursue your life goals. Each individualized plan begins with careful consideration of your time horizon, investment objectives and comfort with risk. We then leverage our team approach to discovery and planning, along with ongoing personal engagement, to help you stay on track toward your financial goals.
 

Life & Wealth Planning

Beronio Wealth Planning Solutions places your short- and long-term financial goals in focus, working closely with you to identify your personal needs and values. We then seek to implement and monitor a personalized wealth management strategy—aligned with your lifestyle objectives - that may include:

  • Retirement Planning
  • Education Planning
  • Estate Planning
  • Tax Planning

Insurance Solutions

We help you manage risk by determining the appropriate amount of insurance coverage, such as disability income, long-term care and life insurance, to protect your home, health and assets. Some insurance solutions we discuss include:

  • Life Insurance
  • Disability Insurance
  • Long Term Care (LTC) Insurance

Investment Optimization

Together, we analyze your household budget and cash flow, tax situation and investment preferences - and structure an investment strategy that will complement your overall financial plan. Some investment vehicles include:

  • Money Market Funds
  • Mutual Funds
  • Stocks & Bonds
  • Exchange Traded Funds (ETFs)
  • Annuities
  • Many, many more…

Business Solutions

We apply our same consultative approach to your business planning needs, bringing experience helping family and privately-owned businesses optimize cash flow, retirement planning, succession planning and more.

Business Risk Management / Insurance Needs

Just as it is important to secure insurance to protect against the risk of loss of your home, automobile or family member, business-centric insurance policies can help hedge against risk of threats to your business operations, employees and/or assets.

Continuation Planning

One of the important decisions a business owner must face is when and how to step out of the business. When you develop a continuation plan for your business you have two basic choices: you can sell your business, or you can give it away. Once you choose to either sell or gift, you can structure your plan to go into effect during your lifetime or at your death.

Employee Retirement & Benefit Plan Offerings

If you're self-employed or own a business, and do not offer your employees a retirement savings plan, you may be doing more harm than you think by not having a plan. Retirement plans help you and your employees save for the future, and can give you a competitive edge in recruiting top talent.

Business Entities and Tax Planning

A business entity is usually a group of persons joined together for a particular purpose. Depending on its type, the entity may be taxed on its income. In choosing your entity, you must carefully consider the attributes of each type of entity and any accompanying tax implications.